Drench the Certified Floodplain Manager (CFM) Test 2026 – Make Waves and Ace It!

Question: 1 / 400

What effect does granting a variance have?

Lowers flood insurance premiums

Increases the risk to lives and property

Granting a variance allows for an exception to be made in certain regulations or policies. In the case of flood risk, granting a variance can increase the risk to lives and property because it allows for development to occur in flood zones or areas with higher potential for flood damage. This can lead to more construction and occupancy in areas that are prone to flooding, putting people and property at a higher risk. Therefore, granting a variance can have a negative effect on flood risk. Options A and C are incorrect because they do not directly address the impact on flood risk. Option D is incorrect because it implies that granting a variance only encourages development in floodways, when in reality it can also encourage development in other flood-prone areas.

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Has no impact on flood risk

Encourages more development in floodways

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