Certified Floodplain Manager (CFM) Practice Exam

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Prepare for the Certified Floodplain Manager exam with comprehensive quizzes featuring multiple-choice questions paired with insights and explanations. Get ready to demonstrate your expertise in floodplain management and advance your professional credentials!

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What requirement was strengthened by the 1994 National Flood Insurance Reform Act?

  1. Digital data submission

  2. Mandatory Purchase Requirement

  3. Education requirements for agents

  4. Community mapping responsibilities

The correct answer is: Mandatory Purchase Requirement

The 1994 National Flood Insurance Reform Act strengthened the Mandatory Purchase Requirement, which requires property owners in high-risk flood areas to purchase flood insurance if their property is backed by a federal loan or mortgage. This requirement was put in place to ensure that property owners are protected in the event of a flood, and to prevent financial losses for both the government and property owners. While digital data submission, education requirements for agents, and community mapping responsibilities are all important aspects of flood insurance, they were not specifically addressed or strengthened by the 1994 Act. Therefore, they are not the correct answer for this question.

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