Certified Floodplain Manager (CFM) Practice Exam

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Prepare for the Certified Floodplain Manager exam with comprehensive quizzes featuring multiple-choice questions paired with insights and explanations. Get ready to demonstrate your expertise in floodplain management and advance your professional credentials!

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Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Who can purchase Contents Insurance Coverage?

  1. Only homeowners

  2. Only renters

  3. Both homeowners and renters

  4. Neither homeowners nor renters

The correct answer is: Both homeowners and renters

Contents Insurance Coverage is available for both homeowners and renters. Homeowners often have insurance policies for the physical structure, but not for the contents inside the home like personal belongings or furniture. Renters may not have a need for homeowners insurance but can benefit from Contents Insurance to protect their personal belongings in the rental property. Option A and B are incorrect because they limit the scope of who can purchase Contents Insurance. Option D is incorrect because it excludes both homeowners and renters, who are the two main groups that Contents Insurance is available for.

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